At Sterling Benefits, we are proactively working with multiple resources to dissect the various facets of the law and to understand the guidelines and timelines it presents to our clients. You can expect that we will provide ongoing communications and information as interpretation and implementation details continue to unfold from the government.

Our priority at Sterling Benefits is to stay focused on delivering value and quality customer service to our customers as we work together with health care reform. Significant changes will take place in 2014. In the meantime, there are some items that will require attention much sooner. We will keep you posted as details and clarifications from the government are made available. We encourage you to review this information and utilize our office as a resource in addressing questions and concerns.

Thursday, September 23, 2010

Required PPACA Notices

Here are a list of Notices that you must provide to all of your employees (and COBRA or state continuation enrollees) beginning with plan years or policy years beginning on or after September 23, 2010, as required by the PPACA.

You can obtain and modify the notices on the Department of Labor Website (click the Notice name below). For your convenience, we have also compiled them as a Sample Notice on our website.

UPDATE - For groups with plan years or policy years beginning on or after September 23, 2011, only Grandfathered groups are required to distribute the PPACA Grandfathered Notice. Sample Grandfathered PPACA Notice 
 
 

Monday, September 13, 2010

Health Care Reform September 23, 2010 Requirements/Provisions

Attached is an overview of the Health Care Reform requirements effective September 23, 2010.
Items addressed include:
  • Grandfathered plans
  • Grandfathered vs. Non-Grandfathered Provisions Chart
  • Provisions effective 9/23/10 (Dependent coverage to age 26, removal of pre-existing condition exclusions for children, annual & lifetime limits, recissions, preventive care visits, and patient protections)
  • Required PPACA notices